A customer, 30 years old, pays a monthly premium of 200 EUR until the age of 67. Assuming an average performance of 4.5% p.a. for the funds, the customer receives a potential maturity benefit of 253,401 EUR. If an annual performance of 6% p.a. is achieved, the customer has a potential maturity benefit of 357,229 EUR. Alternatively, a flexible payout plan or a lifelong annuity can be selected.
The customer can choose from numerous investment strategies including ETFs, portfolios of renowned asset managers, managed strategies and many individual funds of all asset classes. The above calculation was made using the "Franklin Global Growth Fund N (acc) EUR" fund (Worldwide equities Benchmark Growth) according to the net method.