A customer starts her pension planning at the age of 20. She benefits considerably from the long savings period of 47 years. With a monthly contribution of 150 EUR and a constant performance of 4.5% p.a., she can build up a potential capital of 354,14 EUR. Assuming a performance of 6% p.a., she could even receive a potential maturity benefit of 562,633 EUR.
As she expects her income to increase in the future and wants to compensate for inflation, she has secured the Dynamik option. This allows her to automatically increase her premiums in the coming years. Each premium increase also ensures a higher maturity benefit.
The customer can choose from numerous investment strategies including ETFs, portfolios of renowned asset managers, managed strategies and many individual funds of all asset classes. The above calculation was made using the "Franklin Global Growth Fund N (acc) EUR" fund (Worldwide equities Benchmark Growth) according to the net method.