A woman, 30 years old (non-smoker), wants to make a large one-off payment of 250,000 EUR to pay off the financing of her apartment in case of a serious illness. This will enable her to maintain her standard of living in case of receiving benefits. As she is single and has no children, she opts only for the minimum death cover of 5,000 EUR, but agrees lifelong cover. She pays a monthly premium of 149 EUR for this cover.