A 35-year-old family father (non-smoker) pays a monthly premium of 57.28 EUR. In case of a serious illness before the age of 65, he receives a lump-sum payout of 100,000 EUR. In case of his death, his surviving dependants also receive a lump-sum payout of 100,000 EUR. The children are insured free of charge up to the age of 18 for an amount of 35,000 EUR.