Amanda, a non-smoking bank clerk, is 25 years old. She secures a monthly pension of 1,400 euros in the event of loss of basic skills, care or an accident. She also receives a capital payment of 16,800 euros in the event of serious illness. In the event of death, the surviving dependents also receive this lump sum. The monthly premium for this insurance is 59 euros. The optional additional insurance against occupational disability is available for a small additional premium of just 22 euros. Six risks are covered in one contract!